Liability Insurance Coverage

First Party Claims Involving

• Fire Loss
• Theft
• Property Damage
• (including arson, fraud and the defense of extra contractual exposures)

Liability Loss Coverage

• Additional insured claims (both in the tender of defenses and response to tendered defenses)
• Seeking and opposing declaratory judgments
• Primary, concurrent and excess exposure claims

Property Damage Claims involving the definitions of “property damage” and “occurrence”, as well as exclusions for non-conforming “products” and/or “work”

Product Liability Pharmaceuticals

• Medical devices
• Farm equipment
• Punch presses and compactors
• Saws, computerized drills and cutting equipment
• Elevators
• Aerial work platforms
• Scaffolds (design, manufacture and warning cases)

Policy Limit Demands, Excess Exposures, Duties Owed to Both Insureds and Excess and Concurrent Carriers

The firm also pioneered the integration of comparative fault principles in strict liability cases in Coney v. JLG Industries, 97 Ill. 2d 104 (1983). The result in that case led to the adoption of the Tort Reform Amendments of 1986, including Sections 2-1116 and 2-1117 of the Code of Civil Procedure. Cassidy & Mueller P.C. remains active in the forefront of product liability reform with its members having

• written and lectured widely on the subject (see articles in the “Resources” portion of this site)
• drafted portions of the strict liability amendments to the 1995 Tort Reform Act, and participated in drafting pattern jury instructions

"The law is not an inflexible structure whose walls restrain progress. Rather, it needs to be nudged molded and shaped. An able advocate best represents his client by convincing the Courts of that fact."

John E. Cassidy. Sr. (1896-1984)
Firm Founder Illinois Attorney General (1938-1940)